Accepting credit cards is an essential feature for any online business. And every serious business has their own merchant account.
However, many start-ups and small, mom and pop businesses can simply not justify the minimum cost per month if they aren't making the sales to support it yet. As such, we have included this section on third-party processors to aid you in your decision.
Keep in mind that Third Party Processors sometimes:
Third Party Processor |
Discount |
Transaction |
Setup |
Notes
|
PayPal | 2.2 - 2.9% | $0.30 | Free | |
ProPay | 3.5% | $0.35 | $35 |
Annual fee of $34.95+, and a fee each time money is deposited in your account, no Discover or AMEX, $1,000 max/mo at the Basic level.
|
CCNow | 9% | $0.00 | Free |
$9.95 per month additional
|
2checkout | 5.5% | $0.45 | $49 | Bi-monthy payouts, must be used on your website, not manually |
Square | 2.75% / 3.50% (non-swiped) | $0.15 (non swiped) | Free |
We do not endorse any of these third-party processors but are including them as alternative processing options.